A Confident & multi skilled with excellent knowledge of Accounting and Finance procedures. Exceptional analytical & problem-solving skills and able to provide financial information to all areas of business whilst ensuring that management information is accurate. Having a proven ability to drive out inefficiencies through process improvement as well as assist in the maintenance and development of financial system and accounting procedures.
Experience
JEDTEK WEB SOLUTIONS
Sep 2021 – May 2023
Ghana
Loan Recovery Officer
The Loan Recovery Officer is responsible for managing and recovering delinquent loans and debts on behalf of the organization. I work closely with borrowers to establish payment plans, negotiate settlements, and recover outstanding loans for the organization. I have a strong understanding of financial analysis, negotiation techniques, and legal and regulatory frameworks surrounding debt collection.
Responsibilities:
1.Manage a portfolio of delinquent accounts and develop strategies to recover outstanding debts.
2.Contact borrowers via phone calls, emails, and letters to negotiate payment plans and resolve outstanding balances.
3. Conduct financial analysis and credit assessments to determine the financial health of borrowers and assess the risk of default.
4. Monitor and report on the progress of loan recovery efforts, including recovery rates and trends in delinquency.
5. Maintain a high level of professionalism, empathy, and customer service while dealing with borrowers.
Education
KWAME NKRUMAH UNIVERSITY OF SCIENCE AND TECHNOLOGY